We're here because they're family.
- Affordable plan options for dogs and cats
- Cover up to 90% on eligible vet bills
Lucy's emergency vet visit for a fractured leg
Invoice Amount
$3,969
Plan Covered4
$3,572
What is pet insurance and how does it work?
Pet insurance can help ease the cost of care by reimbursing you for eligible vet bills. It puts your pet's health first — with less financial stress.
Get a Quote
Tell us about your pet — breed, age, and zip code. Takes under 2 minutes.
Choose a Plan
Customize your coverage, choose you deductible, reimbursement rate, and annual limit to fit your budget.
Visit the Vet
When your pet needs care, visit any licensed veterinarian anywhere in the US or Canada.
Get Reimbursed
Submit a claim and we'll deposit your reimbursement directly to your bank account for eligible expenses.
Plans for your pet’s health related needs
Coverage for unexpected accidents or illnesses such as:
Hereditary Conditions
Cancer
Diabetes
Allergies
Arthritis
Dental Disease
Emergency Care
Surgeries
Rx Meds* & more
* Coverage applies only to prescription medications listed on the approved formulary.
Coverage for unexpected injuries related to accidents such as:
Bone fractures
Torn nail
Swallowed objects
Accident exams
Specialist care
Outpatient care
Medication injections
X-rays
Rx Meds* & more
* Coverage applies only to prescription medications listed on the approved formulary.
Optional coverage for expected veterinary visits such as:
Wellness exams
Spay/Neuter*
Microchip Implantation
Vaccinations
Teeth cleaning*
De-worming
Heartworm test
Flea prevention
Blood exam
* Benefits only available with BestWellness plan
Loved by pet parents
Highly recommended to any pet parent 👍 👍
"I've been with Pets Best for 7+ years, since my dog was a puppy. Filing a claim online is quick and easy, reimbursement is typically 10 - 14 days. My poor guy has had a bad rap with multiple health issues over the years, I've never had a single problem with their service, Pets best truly gives me peace of mind!"
Best decision I ever made as a pet owner
"Pets best has been awesome. Have had it multiple years with multiple pets, but this year when I needed them for my cat, they were there and did exactly what they claim. An obstruction had to be surgically removed and having insurance was the best decision I ever made as a pet owner."
Our mission
To end economic euthanasia by helping to ensure pet parents are financially prepared when their pets need unexpected veterinary care.
of experience
pets enrolled5
in covered claims6
Frequently asked questions
Are pre-existing conditions covered?
A pre-existing condition is defined as any condition that was present before the end of your waiting periods, even if it wasn’t formally diagnosed by a veterinarian. If signs or symptoms were present before the policy started there will be no coverage for that condition, even if you weren't sure what was wrong with your pet.
What are waiting periods?
A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by state and the type of coverage, and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals.
Are there any age limits?
Pets Best has no upper age limits, so you can insure your dog or cat at any age over 7 weeks. As your pet ages, more medical problems may develop and the need for pet health insurance will likely increase. Chronic disorders and medical problems that wouldn't be dangerous when young can be easily life threatening as your pet grows older.
How do claims work?
We make claims easy! Just snap a photo of your paid invoice from within the mobile app and answer a few questions about your vet visit. You can also upload claims in the customer portal, or submit them via email, fax, or even snail mail.
Join our pet friendly social community
Give them the protection they deserve
Join the pet parents who sleep better knowing their furry friends are covered. Get a personalized quote in under 2 minutes.
1 Additional 5% discount applied if insuring more than one pet. Multi-pet discount applies to Accident & Illness plans and all plans in WA state. Discounts vary and are subject to change.
2 Based on 2024 average new policyholder data for Accident and Illness Plans, pets aged 0-10. Premiums vary based on routine care coverage, annual limit, deductible, coinsurance, pet's breed, age, location, and are subject to change over time.
3 The 30-day trial is not available in all states and may vary in duration. In eligible states, you can cancel within 30 days for a full refund, provided no claims have been paid. Cancellation voids the policy, and any pending or unsubmitted claims will be denied.
4 Claim reimbursement is based on [2025] internal claims data and is for illustrative purposes only. Actual reimbursements vary based on policy terms, coverage, deductibles, and individual circumstances.
5 Pets Best. (2024). Internal sales data
6 Pets Best. (2005–2025). Internal Claims Data
Testimonial[s] provided by Pet’s Best Insurance Services, LLC. member(s). The views and opinions expressed in this testimonial are solely those of the individual providing the recommendation. Coverage options, policy terms, and customer experiences may vary based on personal circumstances and the specific insurance provider’s policies.
Disclosure: This website contains affiliate links, which means we may receive a commission if you click a link and purchase something that we have recommended. While clicking these links won't cost you any extra money, it helps us keep this site up and running.
Copyright © 2026 Pet Insurance Advisor